Not Quite Ready

OK, so a number of you are able to use your credit cards, gather the rewards and pay your balances each month. Good job! I'm certain we could too but I'm not ready to take the plunge just yet. For one, February will be our first month where we'll have any idea what our new "regular" income is going to be. December still had a bit of income from Chuck's job plus only one paycheck had the 10% restored and well, it was irregular you could say. January was messed up with getting reimbursed for my work travel, missing a week of pay due to the furlough, increased medical insurance costs first being deducted, first payments deducted for the HSA, etc. I wasn't really sure what to expect for my income! February should have two regular paychecks though and from that I can create our first "real" budget for the month. I think I'll revisit this topic in March. Maybe I can use February to see which of our credit cards is the best one to use as "the one" taking into account if we can make multiple payments each month, how great the rewards are, etc. Anyway, for now, we'll stay status quo (using our check card) but I'm not opposed to changing that up in the future.